How It Works Pricing About FAQ Get Started — $249
Now Enrolling Clients

Your credit is
holding you back.
Not anymore.

Motion Credit Repair removes negative items, raises your score, and positions you to get approved — for the home, the car, the funding you've been waiting for.

Start for $249 Today See How It Works
500+
Clients Helped
+140
Avg Score Lift
30–90
Days to Results
What We Remove

Negative items dragging your score down — gone.

We dispute inaccurate, unfair, and unverifiable items directly with the credit bureaus on your behalf. Every month. Every round.

Collections
Charge-Offs
Late Payments
Repossessions
Inquiries
Foreclosures
Medical Bills
Student Loans
Evictions
Child Support
Bankruptcies
Derogatory Marks
Client Result — Jasmine M.
512
Before
→
748
After
+236 Points
Score Improvement

"I went from being denied everywhere to closing on my first home. Motion Credit changed everything for me."

Results vary. Individual outcomes depend on credit profile, item types, and other factors.

The Process

Simple. Transparent. Effective.

No guessing, no runaround. Here is exactly what happens after you sign up.

01

You Sign Up

Pay the $249 setup fee, complete your onboarding, and verify your identity. Takes less than 10 minutes.

02

We Pull Your Reports

We analyze all three bureaus — Equifax, TransUnion, and Experian — and identify every item hurting your score.

03

We Dispute Monthly

Each month we send targeted dispute letters to the bureaus. At $99/month, we keep pushing until the items are gone.

04

You See Results

Removals begin within 30–90 days. You get updates on what was removed and what changed on your reports.

Pricing

Straightforward pricing. No surprises.

One setup fee. One flat monthly rate. You can cancel anytime with 3 days notice.

Most Popular
Credit Repair
Standard Plan
$249 setup fee
then $99/month for ongoing disputes
  • ✓Full 3-bureau credit analysis
  • ✓Monthly dispute rounds — all bureaus
  • ✓AI-powered dispute letters
  • ✓Collections, charge-offs, late pays & more
  • ✓Monthly progress updates
  • ✓Client portal access
  • ✓Cancel anytime with 3 days notice
Get Started Now →
Free
Strategy Consultation
$0 no obligation
Talk to us before you commit
  • ✓Review your current credit situation
  • ✓Identify what's hurting your score most
  • ✓Get a clear picture of what's removable
  • ✓Understand the timeline for your profile
  • ✓No pressure. No commitment required.
Book Free Consultation →

Per the Credit Repair Organizations Act (CROA), you may cancel your agreement within 3 business days without penalty. Monthly billing applies to work performed in the prior month.

The Founder
Adrian Fernandez, Founder of Motion Financial LLC
Adrian Fernandez
Founder, Motion Financial LLC

Built by someone who understands the system — and how to beat it.

I started Motion Credit Repair because I saw how much a bad credit score costs people. Not just in denied applications — but in higher rates, missed opportunities, and the quiet stress of feeling locked out of the life you're working toward.

Motion Financial LLC operates out of Florida and was built around one idea: financial services should be transparent, effective, and actually work for the client. Every dispute letter we send, every negative item we remove, every client who gets approved for something they've been waiting for — that's the mission.

We use professional-grade dispute software with AI-built letters, handle all three bureaus, and stay in communication throughout the process. You are not just a number in a system here.

Florida LLC CROA Compliant Stripe Verified Payments ID Verified Onboarding
Client Results

Real people. Real scores. Real approvals.

Replace these with your actual client screenshots and results.

★★★★★
+236 ptsscore lift

"I went from 512 to 748 and just closed on my first home. I cannot recommend Motion Credit enough — they truly changed my life."

JM
Jasmine M.
Homeowner · Verified Client
★★★★★
+140 ptsscore lift

"Went from the low 500s to over 700. Finally got approved for my dream car after being denied everywhere. The process was smooth and they kept me updated the whole time."

MT
Marcus T.
Auto Approval · Verified Client
★★★★★
+165 ptsscore lift

"After years of denials, Motion got me funded for my business. The level of communication and care is unmatched. Worth every dollar."

DP
Devon P.
Business Funding · Verified Client

Results vary by client and depend on individual credit profiles, item types, and credit bureau responses.

FAQ

Common questions answered.

The setup fee covers your initial 3-bureau credit analysis, client onboarding, identity verification, and the first round of dispute letters. This is the work done before your monthly plan begins.
Each month we send new rounds of dispute letters to Equifax, TransUnion, and Experian targeting negative items on your report. Per the Credit Repair Organizations Act, you are billed for work performed in the prior month — meaning we do the work first, then you pay for it the following billing cycle.
Yes. You can cancel your service by providing 3 business days written notice, as required by federal law under CROA. There are no long-term contracts or cancellation fees.
Most clients begin seeing negative items removed within 30 to 90 days. The credit bureaus have 30 days to respond to disputes. Timeline depends on the number of items, their age, and the bureau's verification process. We will keep you updated throughout.
No credit repair company can legally guarantee specific outcomes — and if one does, that is a red flag. What we can guarantee is that we do the work every month, communicate clearly, and use professional-grade dispute methods. Results depend on your individual credit profile and bureau responses.
You will need to complete identity verification during onboarding and provide access to your credit reports. We use a secure, verified onboarding process to protect your information.
Yes. Motion Financial LLC is a registered Florida LLC operating in compliance with the Credit Repair Organizations Act (CROA). We use legitimate dispute processes, charge only for work performed, and give you full cancellation rights. We are not a scam, and we do not make promises that cannot be kept.
Get Started

Ready to stop letting your credit limit your life?

Fill out the form and a member of the Motion team will be in touch within 24 hours. No pressure. Just a real conversation about where you are and what's possible.

Start for $249 Today →
CROA Compliant Cancel Anytime Secure & Verified Florida LLC

Motion Financial LLC is a credit repair organization as defined under federal and state law. You have the right to dispute inaccurate information in your credit report without the use of a credit repair organization. Results vary. We do not guarantee specific outcomes. Billing is for work performed in the prior month per CROA requirements. You may cancel within 3 business days of signing your agreement without charge.